Crowe Horwath Jamaica : We provide Island-wide Service

Crowe Horwath Jamaica ( is one of the largest public accounting, consulting, and advisory firms in Jamaica .

Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services.

Crowe Horwath Jamaica serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world. We are a firm of chartered accountants whose concept of service is to solve problems, exploit opportunities and turn advice into action.

Our style is personal and our outlook progressive. We continually strive to create value for our clients. Established in 2002, we have become one of Jamaica’s leading accountancy practices and lead the field in the provision of advice to private clients and business owners.

Our network of Jamaica offices (Kingston, Runaway Bay, Montego Bay and Mandeville) ensures that we can provide a local service backed by the expertise of a major national practice.

Corporate Head Office:

Dawgen Towers, 47-49 Trinidad Terrace, Kingston 5
Tel: 876-9265210/9292518

Branch Offices:

Oxford House, 2nd Floor, 6 Oxford Road, Kingston 6
Telephone: 876-9263562-4
Fax: 876-9291300

Montego Bay
The Annex-UGI Building: 30-34 Market Street, St. James
Telephone: 876-9292518

3rd Floor,22 Calendonia Road, Manchester

Runaway Bay
Lot 33 & 34, Cardiff Hall, Runaway Bay, St. Ann
Fax: 876-9291300


Crowe Horwath Jamaica: We serve the following Industries

Our firm offers broad technical expertise and deep local market knowledge in audit, tax, risk management and advisory providing consistent quality and impeccable service to diverse clientele in industries large and small, global and local.

We are committed to building lasting relationships with clients, focusing on understanding the client’s perspective, the client’s needs and the goals of the client. The results are innovative business solutions designed for the unique needs of the client, solutions that optimize firm performance in challenging regulatory environments, optimize risk exposure, and assure highly effective accounting strategies in even the most competitive of industries.

The vast industry based competencies of our experts allows member firms the flexibility necessary to offer comprehensive solutions for clients seeking opportunities and avoiding threats within complex markets. Our service and support empowers our clients to react quickly to changing opportunities and capitalize on emerging trends that affect their business.

To maintain this competitive advantage for our clients, we continually invest in developing new, highly specialized processes and technologies – ranging from a comprehensive suite of solutions to unique technical solutions – in order to deliver the highest level of client service and support. As a result, our clients are better informed, better prepared and ultimately more successful than their competition.

Key industries in which we are experts include:

  • Manufacturing
  • Construction
  • Retail
  • Real Estate
  • Financial Services
  • Hotel, Tourism and Leisure
  • Healthcare
  • Not for Profit
  • Technology & Telecommunications
  • Governments
  • Professional Services
  • Transportation

  • Distribution
  • Pharmaceuticals
  • Education
  • Media
  • Automobiles
  • Food & Beverages
  • Chemicals
  • Industrial Metals & Mining
  • Entertainment
  • Textile
  • Paper

Jamaica:Let us Help You File your Tax Return early in 2018

Crowe Horwath Jamaica ( is one of the largest public accounting, consulting, and advisory firms in Jamaica. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services.
Every day – somewhere in the world – tax regulations, rules, and treaties change. Strategies that reduced taxes yesterday may not work today. New opportunities to save money could be missed – especially as you enter new markets. The talented tax staff in your organization might not have time to keep up with each nuance. Your current tax advisor may think your company is too small for personal attention – or your advisor may be too small to serve you. Successful companies consider tax implications before they make business decisions, so they do not pay more than their legal obligation.
Let us help you with your filing for 2017/18. Call us 1876-9265210 or Complete this Request Form
Crowe Horwath Jamaica operates from 5 strategic locations in Jamaica. You can contact us at our Corporate Head Office: 47-49 Trinidad Terrace, Kingston 5 Tel:876-9292518 /9265210 Email your queries”

Workplace Bullying: The War of the Nerves

I was with the company for 5 years and was already occupying a supervisory position. But then came the new manager with whom I did not see “eye to eye.” I just couldn’t take it anymore since we didn’t share the same views on workplace policies. He didn’t say it much but somehow he always made it a point to show that he disliked me. He often ignores me or gives a sneer when I suggest something to improve our department. Worse… some of my colleagues are now being influenced by this new manager. They are now imitating his bullying.” — David.

David is a classic example of a victim of workplace bullying. No wonder, David often experiences anxiety and panic attacks. According to research conducted by The Workplace Bullying Institute, workplace bullying is now among the causes of poor employee retention, resignation, and other organizational problems. A third of the human-resource executives surveyed said that they had personally witnessed or experienced workplace bullying.

“Bullying” is also known as “mobbing” — or a frequent and systematic form of harrassment. So-called school based bullying occurs when a child torments, taunts or intimidates another child in school. The workplace version may be looked at as an extension of that form of harassment into the world of adults in the office. In the workplace, bullying comes in the form of criticism, teasing and even sarcasm directed at another employee. Harassment in the workplace ranges from antagonism and up to extreme acts that could even lead to physical injuries. The target is subjected to character assassination, aggressive behavior, verbal abuse, and the cold-shoulder treatment. Some are deliberately singled out to do unpleasant or hard tasks. Colleagues may even try to sabotage the victims’ work, hampering his or her productivity — even going so far as hacking the victims’ office computer.

The common stereotype of a bullied person is someone who is a loner or weak in character. However, there are cases when the one being bullied is a capable staff member and may even be well- liked by co-workers. The bully considers their capability a threat and, therefore, is determined to make that person’s work life miserable or so hard that the victim no longer poses a threat to the bully’s career.

Effects of this harassment can cause victims to suffer from stress, anxiety, and serious health problems. Absenteeism from work is one clear sign of a stress-related illness. Sleeping disorders, depression, and anxiety panic attacks are the most well-known consequences of harassment. The effects of harassment go beyond the workplace as it also affects the victim’s marriage or personal life.

A bully can contaminate a workplace environment by causing fear, anger, and low morale. About 80% of bullies are bosses. Some co-workers and a few higher-ups can also engage in bullying tactics. A bully can either be a man or a woman. Bullying affects productivity and, as a result, the bottom line of a company. On the other hand, bullying can also be a source of problems for management especially when victims file lawsuits and compensation claims due to work-related stress.

To address bullying, there must be clear and strict workplace policies in order to stop or prevent this form of workplace harassment. Employers must conduct risk assessments and implement guidelines and stress management programs. With better decision-making processes and policies, the employer can prevent a potential “war zone” in the company. This will take efforts that may entail the conduct of investigations and conflict resolution to prevent the escalation of a problem between employees.


Six Fatal Mistakes to Avoid While You Still Have a Job

Good for you if you currently have a job. But NEVER take it for granted that you’ll have a job forever! You could lose this job because you have lost favor with your boss or your boss’ boss. You could lose your job because the company you work for is filing for bankruptcy. You could lose it because the company has been bought over by a competitor and your position has been taken over by someone else from the acquiring company. Fire, flood, changes in government regulations and many other reasons and circumstances could cost you your job.

This article highlights 6 fatal mistakes most people make while they still have a job and why they should avoid them.

FATAL MISTAKE 1 – Did Not Lock-In Credit Cards & Loans

Martinez was frustrated and fuming. The bank officer had just informed him that his loan application was rejected. He was counting on this loan to pay for much-needed equipment to start his new venture. Worse still…he was told that his new credit card application was also rejected. Reason: He did not have a job. So he was considered a credit-risk based on the bank’s credit policies.

Only two months ago Martinez had left the company he had worked as a Warehouse Manager for six years. He used to receive mail from banks inviting him to apply for one of their credit cards. Even pre-approved card applications…all he had to do was to agree!

IF ONLY he had applied for the loan and the credit card before he resigned.

Don’t make the same mistake. A loan, a credit card and a line of credit will always be handy when you start or run a business – especially on those low or no cash inflow days.

FATAL MISTAKE 2 – Did Not ‘Improve Self’

Have you tried cutting a piece of wood with a blunt saw? If you have you’ll understand what Stephen Covey the author of “7 Habits of Highly Effective People” meant when he used the phrase ‘Sharpen the Saw’.

What a difference a sharp saw makes in the results. Not only is the sawing effort much easier, but also the sawn pieces look smoother and cleaner. Just like a saw, a skill is just a tool. Whether it’s in basic writing or public speaking or photography… alternative nutrition…computer repair…carpentry…or another skill, sharpening a skill produces better results.

You can sharpen a skill by taking a course, reading a couple of books, learning from a mentor or from years of doing it. Soon…you’ll be an expert in that skill. With some imagination and guidance, you’ll be able to make some money with this skill.

Sharpening the saw is not limited to sharpening a skill. It includes other areas of self-improvement such as:

  • becoming a member of a professional body (example: if you’re a manager in your company, apply to be a member of the Institute of Management).
  • completing the last couple of examinations and projects to get that degree (which you’ve been procrastinating for too long).
  • learning a new skill from scratch (in an area that you’ve always dreamed about).

While you have a job, you have opportunities to use your skills and sharpening them. For example, to sharpen your writing skills, you could volunteer to be the editor of your organization’s monthly newsletter. Or to improve your computer repair skills, you could come to the office on a weekend to repair some of your company’s damaged computers.

It would also be almost certain that you’ll be admitted as a member of your professional institute if you’re currently working in a related position. For example if you’re working as a Cost Accountant, don’t you think the Association of Cost Accountants will easily admit you as a member when you’ve clearly stated your position and job functions in your application? You’ll most likely be rejected or at best appeal to be a member if you do not have a job.

When you’re out in the ‘real world’ (my meaning of this is the world outside the ‘comfort zone’ of a job) and perhaps starting or building a business, you will be so pressed for time in the race to make your first buck to stop the leaking money bucket of limited savings…that it is unlikely that you’ll be in the state of mind to sharpen your saw. At that time…talking to customers, meeting a supplier or simply checking your inventory will most probably be a higher priority than attending a class on auto repair techniques (for example).

You’ll be saying to yourself: “If only I did it….” while had a job.

FATAL MISTAKE 3 – Did Not Put Money Aside for a ‘Rainy Day’

My beloved mum always reminded me that if I spend one dollar and five cents for every dollar I earn, I’ll end up broke…But if I spend ninety five cents and saved five cents for every dollar earned, then I’ll have money in reserve when a need (‘a rainy day’) arises.

How true it is because there will always be rainy days in your lifetime. And the bigger rainy days will be the months after you quit or lost your job. Then you’ll begin to feel the financial pinch on expenses that you never used to think about while you were working for someone else and they were paying the bills.

Most people make calls from their work phone, use company equipment (such as the company photocopier, laser printer, mobile phone, comb binder and computer) for personal purposes and the even ‘luckier’ ones get petrol and parking reimbursements.

When you no longer have these benefits, then you’ll begin to realized how much money comes out of your pocket when you’ve to pay for them.

Put aside money while you’re still receiving a paycheck. Don’t wait until it’s too late. It’s much easier and less stressful to quit your job and to start something when you’ve adequate money in reserve.

FATAL MISTAKE 4 – Did Not Have a Systematic Strategy for Developing ‘People Assets’

‘People Assets’ are defined here as your valuable contacts and relationships that can be leveraged to generate income.

A good source of valuable contacts is your job. Besides office colleagues, you’ll get to meet customers, suppliers and service providers. Depending on your position in your organization, you may have the opportunity to attend seminars, travel overseas and participate in trade shows – with more exposure to all kinds of people.

Outside your job, you’ll also have many opportunities to meet people. In your neighbourhhood, religious organization, social club, PTA, your mechanic, hairdresser, plumber, former classmates, etc. etc.

Therefore it’s not the lack of exposure that causes most people to fail to develop people assets….BUT most people fail to develop ‘people assets’ due to some of these reasons:

Sloppy with gathering and recording details of all the people met. (Details should include much more than just the person’s name, contact details, and company name. It should also include the contact’s interests, spouse and children’s names, favourite food, car he/she drives, etc. etc. Gathering these information is an ongoing process and requires a contact management tool).

Did not develop relationships due to unwillingness to invest time on new contacts (by having activities together like playing games, going for family outings, trips, get-togethers, drinks).

Did not take the opportunity to go the extra mile to help others while you had a job (and you were in a position to do so). The good feelings and goodwill that are generated from your acts of service are assets that you could ‘cash in’ as returned favours long after you’re no longer in the company.

Your strategy is to convert as many of these contacts to ‘people assets’ as possible from a casual (“Hi” and “Bye”) level to the F-Level (that is, the Friendship level) where both parties can mutually call upon each other at anytime for a conversation. From the F-Level nurture these ‘people assets’ to the Relationship level (or R-Level). At this level people will go out of their way to help each other. Finally, the highest level is the P-Level where people become business, social or life Partners with one another.

FATAL MISTAKE 5 – Wasted Too Much Time on Unproductive Activities

When you have a good job especially one that pays you more than your total monthly expenses, it is very human to feel a sense of security. There is no urgency in your money situation. You tend to ‘enjoy life’- indulging in all kinds of activities many of which are unproductive as far as money is concerned. These unproductive activities include such time wasters as…

  • frequently hanging around entertainment joints (like pubs, night clubs, discotheques);
  • indulging in unhealthy vices (such as gambling);
  • talking, talking, talking with the same group of friends during working hours;
  • going for lunch with the usual clique instead of with different people to nurture new relationships. (Imagine going for lunch say 3 days a week for four years with the same people. This equates to over six hundred lunches. How many other people could you have spent those time with?);
  • talking on the phone for too long;
  • internet chat, net surfing, etc.;
  • behaving like you’ve made it and you’re on holiday during company-paid trips – instead of learning about the local market, meeting local business people, gathering local business information.

The key word here is ‘moderation’. You are not expected to forego every little joy of life completely or to indulge only in actions with an ulterior motive. Life would be rather boring then.

Just remind yourself that time is limited and precious. Every person has 168 hours a week. What you do with these hours while you still have a job could impact your life when you don’t have a job.

FATAL MISTAKE 6 – Did Not Start and Develop a Parallel Career

A parallel career is here defined as something you do while you still have a job with the end goal of working for yourself. It’s not merely a sideline, second income or part-time job. If you take on a sideline or a second job just to supplement your primary income and your end goal is NOT to change career…NOT to work for yourself…then this sideline or second job is NOT a parallel career.

Many people who had left or lost their jobs look back with regret. They missed opportunities and made mistakes. How they wished they did not bask in the sunshine of a false sense of security with a job. They should have started and developed a parallel career while they still had a job. Their career change transition from employee to entrepreneur would have been a less stressful one because they had the ‘comfort’ of a paycheck.

Need Help in making that Smart Decision with lasting value? Contact:Crowe Horwath Jamaica ,Corporate Office: Dawgen Towers, 47-49 Trinidad Terrace, Kingston 5 Telephone: (876) 926-5210| (876) 9292518| Email


Entrepreneur Opportunities in 2018: Finding the Right Business to Start

Do you want to be a successful entrepreneur? You probably have an excellent idea and you’re thinking over whether it is doable or not, whether it will bring in revenues, and whether it has the potential to expand into a more profitable business venture. Now that you find yourself with the desire to start your own business, there are still a lot of things you have to consider and think about. First, you have to ask yourself if you have what it takes to own and maintain a business. You should know that the world of entrepreneurship is not for everyone. Yes, the opportunities for profit and self-fulfillment are great, but so are the risks involved.

Being an entrepreneur can be a life-changing endeavor, thus, you really have to be prepared for anything that may happen. There are some specific character traits that every entrepreneur must possess or develop. These include perseverance, hard work, independence, self-confidence, commitment to quality and success, honesty and many more. If you think you really have what it takes to be an entrepreneur then you are ready to proceed to the next step, and that is to find the type of business you want to establish and own.

Finding the right Entrepreneur Opportunity

As you know by now, there are literally thousands of business opportunities available for the budding entrepreneur. With all these choices, what type of business are you going to pursue? There are actually two approaches to finding the right entrepreneur opportunity for you. There’s the traditional approach and the “follow your passion” approach. The traditional approach to finding the right business opportunity involves a systematic and methodical process. It involves careful planning, thorough research of the market, recognizing a need and creating the product or service to fulfill that need.

First, you have to choose the field of business that you are most interested in. Then, you can now embark on researching the ins and outs of that industry and the different businesses that can be found within it. Afterwards, you can do market research to find out if there is an unmet need in the form of products, services, prices, etc. Then you can proceed to analyzing the competition and checking out how their business models work.

You can now start on making your preliminary business plan. Make sure to do market research to see the market potential for your chosen business. Re-evaluate and re-assess your business plan and determine how much capital you are going to need. Then, you can start seeking out investors and lenders who can help you finance your business. The traditional approach to entrepreneur opportunities is obviously labor-intensive and time-consuming, as well as potentially expensive, but careful planning before actually starting the business will also reduce the risk of failure as time goes by.

Another approach to finding the right entrepreneur opportunity is the “follow your passion” philosophy. This approach involves following and doing what you love and the money will start coming in. This can be an excellent way to start your own business but you should understand that many people have also followed and did what they love and still did not succeed well enough. This approach encourages you to find out what type of business you should pursue through self-discovery and observation. Reflect on what you are truly interested in and passionate about and look for ways to make a business out of it. Observe your surroundings to see If there is an unmet need. You can then create a product or service to fulfill that need.

Inspiration is also an important aspect of this approach to identifying an entrepreneur opportunity. Who knows that idea that simply popped into your mind while driving your kids to school may actually be an excellent business idea that can eventually lead to success? Another aspect of this approach is imitation. You can simply find a tried-and-tested business model and copy it in another market. You can also consider getting a franchise. Franchises are already proven business models, and you also get support from the company to help you start out your business.

These two approaches are both effective in helping you find out what entrepreneur opportunity you must pursue. Although these approaches are not failure-proof, they can really help you increase your chances of success in the highly-competitive world of business.

Need Help in making that Smart Decision with lasting value?

Contact:Crowe Horwath Jamaica ,Corporate Office: Dawgen Towers, 47-49 Trinidad Terrace, Kingston 5 Telephone: (876) 926-5210| (876) 9292518| Email


Need an Accountant in Jamaica?

Crowe Horwath Jamaica ( is one of the largest public accounting, consulting, and advisory firms in Jamaica. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services. Crowe Horwath Jamaica serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world.


Crowe Horwath Jamaica
Corporate Office:
Dawgen Towers
47-49 Trinidad Terrace
Kingston 5
Tel: (876) 926-5210| (876) 9292518|


Need an Auditor in Jamaica?



Crowe Horwath Jamaica ( is one of the largest public accounting, consulting, and advisory firms in Jamaica. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services. Crowe Horwath Jamaica serves clients worldwide as an independent member of Crowe Horwath International, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world.


Crowe Horwath Jamaica
Corporate Office:
Dawgen Towers
47-49 Trinidad Terrace
Kingston 5
Tel: (876) 926-5210| (876) 9292518|


Innovations that Improve Service Delivery to Citizens

Innovation must be at the heart of the reinvention of the modern State and the
modernization of public administration, especially at a time of fiscal austerity and
budget constraints. The economic downturn suffered by Latin America and the
Caribbean makes the task of improving the quality of spending and streamlining the
State more urgent.
Consider that masterpieces are always unfinished works. In the early sixteenth
century in Renaissance Italy, Pope Julius II commissioned Michelangelo to paint the
ceiling of the Sistine Chapel. Initially, the artist refused because of the magnitude of the task. But after accepting the project and faced by the repeated requests of Julius II for an end date, the artist always gave the laconic reply “when it’s done.” The task of reforming the State and modernizing the public administration is not a masterpiece like the Sistine Chapel, but it is a never-ending task.

Citizens are demanding more and have higher expectations of the quality of the
public services the State must provide, and of integrity in the management of public
resources. In part, this is due to the existence of an ever younger and more digitized society, born into democracy, which expects immediate responses. It is not about spending more, but spending better.

The public sector’s capacity to innovate is often questioned. However, globalization
of economies and digitization of societies are redefining interactions between citizens,governments, and businesses, which opens more opportunities for innovation to prosper in the public sector. Restoring trust in government requires transforming these relationships and constructing dynamic models for co-creating public value. Innovation cannot be at odds with the public sector; it must be the catalyst for adoption of a new social contract that strengthens citizen participation.

We are witnessing the exhaustion of the public management models constructed
under the traditional bureaucratic logic. In the words of John Micklethwait and Adrian Wooldridge, we are in the “fourth revolution” of reinventing the State. In this context, the State’s actions need to focus on the citizen, which represents a real Copernican revolution of the Weberian concept of bureaucracy. more 


Accounting – All Businesses Need One.

As business becomes more and more global, and complexities continue to emerge, certain fields have gained prominence in today’s career market. One of these is accounting. Accounting is a very conceptual career or task, more a question of information handling than any hands-on approach to product development. However, as trends change, accounting is becoming a little more diverse and less just a question of ‘crunching numbers’.

These days, there are specific kinds of accountants who do separate jobs as part of a given company. There are accountants who monitor spending and resource use; these are called ‘audit‘ accountants. Then there are other professionals who use accounting information to guide procedures and to facilitate decision-making, and these are referred to as ‘management’ accountants.

One could say that while audit accountants are involved in book-keeping history, management accounting is a process of looking to the future to try to foresee events and plan for these in terms of a company’s resources. ‘Ledgers’ and classic ideas of accounting belong more to audit accounting, while management accounting deals directly with the machinery of a firm. Both positions require people skills and analytical skills; both types of accountants need to know how to use computers. Spreadsheet software like Microsoft Excel is popular in keeping accounting information available in a flexible format.

As to the issue of how the two are related, audit accounting is often considered more essential to small businesses. A small business may not need any more oversight than the owner or general manager can provide, but someone always had to keep the books. Also, in management, the old adage may apply that ‘too many cooks spoil the broth’. Management accounting seems to be a more useful role in large companies that need many consultants to micro-manage a variety of projects.

In general, accounting is becoming a popular career choice. Some may shy away from it due to an aversion to how accountants have been described in the past. Some people ‘don’t like numbers’ and consider accounting work to be unbearably dry or tedious. Others, however, have already completed their degree to become a CPA (Certified Public Accountant) and these may find themselves well placed in high-profile audit accounting positions. For others, management accounting provides a new look at a classic career.

Either way, the study of this valuable field can be a good way to get into a certain kind of company. many companies are hiring temporary accountants, and the abundance of opportunities means that employers and university graduates may be able to find each other through the phenomenon of accounting, as the majority of businesses turn their efforts toward the study of resource allocation, asset management, or more simply, crunching numbers